XIRR Calculator

What is XIRR Calculator?

XIRR (Extended Internal Rate of Return) is the annualized return of an investment with multiple cash flows at irregular intervals — like monthly SIPs, partial withdrawals, or lump sum investments made at different times. An XIRR calculator finds the single annual return rate that makes the net present value of all cash flows zero.

XIRR is the most accurate way to measure the real return of mutual fund SIPs and mixed investments, because it accounts for exactly when each rupee was invested or withdrawn.

How does the XIRR Calculator work?

Where CFt is each cash flow (negative for investments, positive for withdrawals/redemptions) and t is the number of days from the start date.

The calculator iteratively solves for the XIRR value that makes the sum of all discounted cash flows equal to zero.

How to use the XIRR Calculator?

1. Enter your investment dates and amounts (negative values).
2. Enter the redemption or current value date and amount (positive value).
3. The calculator returns the annualized XIRR of your investment.

Example

Benefits of using the XIRR Calculator

• Get the true annualized return of SIPs and irregular investments.
• Compare the performance of different funds fairly.
• Understand the impact of timing on your returns.

Who should use the XIRR Calculator?

• Students and professionals who need fast, accurate results.
• Anyone who wants to verify a manual calculation.
• People who prefer a quick answer over working it out by hand.

Tips for getting the most out of the XIRR Calculator

• Double-check the values you enter before relying on the result.
• Use the calculator to verify manual calculations or estimates.
• Bookmark the page if you use it regularly.

Frequently Asked Questions

This calculator gives you fast, reliable answers whenever you need them. Try it now and keep it handy for future calculations.