ROI Calculator
Calculate return on investment (ROI).
What is ROI Calculator?
Return on Investment (ROI) measures the gain or loss generated on an investment relative to its cost. An ROI calculator shows you the percentage return on any investment — stocks, real estate, business, or fixed deposits.
ROI is the simplest way to compare how efficiently different investments use your money.
How does the ROI Calculator work?
The calculator subtracts the initial cost from the current value, divides by the cost, and multiplies by 100 to get the percentage.
A positive ROI means profit; a negative ROI means loss.
How to use the ROI Calculator?
- Enter the total cost of your investment.
- Enter the current value or sale price.
- The calculator shows your ROI percentage and absolute gain or loss.
Example
Try the calculator with your own numbers
- Enter your values in the input fields above.
- Adjust the values to match your situation.
- The result updates instantly as you change the inputs.
Benefits of using the ROI Calculator
- Quickly evaluate any investment's performance.
- Compare investments of different sizes on a common scale.
- Make informed buy, hold, or sell decisions.
Who should use the ROI Calculator?
- Individuals planning loans, investments, or retirement savings.
- Salaried employees estimating taxes, EMIs, and take-home pay.
- Small business owners tracking costs, margins, and cash flow.
- Students learning personal finance and investment concepts.
Tips for getting the most out of the ROI Calculator
- Use realistic return rates — past performance does not guarantee future returns.
- Re-run the calculation whenever your income, expenses, or goals change.
- Compare a few scenarios (conservative, moderate, aggressive) before making a decision.
Frequently Asked Questions
What is a good ROI?
It depends on the asset and time period. For long-term equity, 10-12% annualized is considered good; for fixed deposits, 6-8%.
Does ROI account for the holding period?
Simple ROI does not. For time-adjusted comparison, use annualized metrics like CAGR or XIRR.
Planning your finances is easier when you can see the numbers clearly. Use this calculator regularly to stay on top of your goals and make informed decisions.
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