Annuity Calculator
Calculate the future value of an annuity with regular monthly payments.
What is an annuity?
An annuity is a series of equal payments made at regular intervals. This calculator shows how much a series of monthly payments will grow to with compound interest.
What is Annuity Calculator?
An annuity calculator projects the future value of a series of regular payments, or the payment amount needed to reach a target corpus. Annuities are used for retirement planning and structured savings.
Regular contributions compounded over time build a substantial corpus — the earlier you start, the larger the result.
How does the Annuity Calculator work?
Where P is the periodic payment, i is the periodic interest rate, and n is the number of periods.
The calculator can solve for the future value or for the payment needed to reach a target.
How to use the Annuity Calculator?
- Enter the periodic payment amount.
- Enter the interest rate and number of periods.
- The calculator shows the accumulated future value.
Example
Try the calculator with your own numbers
- Enter your values in the input fields above.
- Adjust the values to match your situation.
- The result updates instantly as you change the inputs.
Benefits of using the Annuity Calculator
- Plan regular savings for retirement.
- See how periodic contributions compound.
- Calculate the payment needed for a target corpus.
Who should use the Annuity Calculator?
- Students and professionals who need fast, accurate results.
- Anyone who wants to verify a manual calculation.
- People who prefer a quick answer over working it out by hand.
Tips for getting the most out of the Annuity Calculator
- Double-check the values you enter before relying on the result.
- Use the calculator to verify manual calculations or estimates.
- Bookmark the page if you use it regularly.
Frequently Asked Questions
What is the difference between an annuity and a lump sum?
An annuity is a series of regular payments; a lump sum is a single payment. Both can be projected to a future value.
When should I start an annuity?
Earlier is better — each extra year of contributions adds both principal and compounding growth.
This calculator gives you fast, reliable answers whenever you need them. Try it now and keep it handy for future calculations.
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