HRA Calculator
Calculate House Rent Allowance (HRA) exemption.
What is HRA Calculator?
House Rent Allowance (HRA) is a component of your salary that provides tax benefits on the rent you pay. An HRA calculator estimates the HRA exemption you can claim under Section 10(13A) of the Income Tax Act.
If you live in rented accommodation and receive HRA from your employer, you can claim an exemption on the least of three amounts, reducing your taxable income.
How does the HRA Calculator work?
The HRA exemption is the least of: (1) actual HRA received, (2) rent paid minus 10% of basic salary, and (3) 50% of basic salary (40% for non-metro cities).
The calculator computes all three and shows the exempt amount, which reduces your taxable salary.
How to use the HRA Calculator?
- Enter your basic salary and HRA received.
- Enter the annual rent you pay.
- Select whether you live in a metro or non-metro city.
- The calculator shows your HRA exemption and taxable HRA.
Example
Try the calculator with your own numbers
- Enter your values in the input fields above.
- Adjust the values to match your situation.
- The result updates instantly as you change the inputs.
Benefits of using the HRA Calculator
- Maximize your tax savings on rent.
- Understand the HRA exemption rules clearly.
- Plan your rent and salary structure for tax efficiency.
- Avoid mistakes in your income tax return.
Who should use the HRA Calculator?
- Students and professionals who need fast, accurate results.
- Anyone who wants to verify a manual calculation.
- People who prefer a quick answer over working it out by hand.
Tips for getting the most out of the HRA Calculator
- Double-check the values you enter before relying on the result.
- Use the calculator to verify manual calculations or estimates.
- Bookmark the page if you use it regularly.
Frequently Asked Questions
Can I claim HRA exemption without HRA in my salary?
If you don't receive HRA, you can still claim a deduction under Section 80GG for rent paid, subject to conditions.
Do I need rent receipts for HRA?
Yes, you should keep rent receipts and the landlord's PAN (if annual rent exceeds ₹1 lakh) for verification.
Can I claim HRA if I live with my parents?
Yes, you can claim HRA if you pay rent to your parents, provided they declare the rental income and you have proper receipts.
No sign-up, no installs — the HRA Calculator runs entirely in your browser, so you can get the answer and move on.
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