Crypto Tax Calculator
Calculate 30% tax on cryptocurrency and virtual digital asset gains under Section 115BBH.
Rules for Crypto / VDA (Section 115BBH):
- • Flat 30% tax + 4% cess on gains
- • No deductions except cost of acquisition
- • 1% TDS under Section 194S on transfer
- • Losses cannot be set off against other income
What is Crypto Tax Calculator?
In India, income from cryptocurrency and virtual digital assets (VDAs) is taxed at a flat 30% plus 4% cess, with no deduction for expenses except the cost of acquisition. A crypto tax calculator estimates your tax on crypto gains.
A 1% TDS applies on crypto transfers above specified limits, and losses from crypto cannot be set off against any other income.
How does the Crypto Tax Calculator work?
The tax applies to the transfer of any virtual digital asset, including crypto-to-crypto trades, which are treated as taxable transfers.
The calculator shows your taxable gain, the 30% tax, and the 4% cess.
How to use the Crypto Tax Calculator?
- Enter the sale value of your crypto.
- Enter the cost of acquisition.
- The calculator shows your taxable gain and total tax.
Example
Try the calculator with your own numbers
- Enter your values in the input fields above.
- Adjust the values to match your situation.
- The result updates instantly as you change the inputs.
Benefits of using the Crypto Tax Calculator
- Know your tax liability on crypto trades.
- Plan crypto sales with tax in mind.
- Understand the 1% TDS rules.
- File accurate crypto income in your ITR.
Who should use the Crypto Tax Calculator?
- Individuals planning loans, investments, or retirement savings.
- Salaried employees estimating taxes, EMIs, and take-home pay.
- Small business owners tracking costs, margins, and cash flow.
- Students learning personal finance and investment concepts.
Tips for getting the most out of the Crypto Tax Calculator
- Use realistic return rates — past performance does not guarantee future returns.
- Re-run the calculation whenever your income, expenses, or goals change.
- Compare a few scenarios (conservative, moderate, aggressive) before making a decision.
Frequently Asked Questions
What is the tax rate on crypto in India?
Income from virtual digital assets is taxed at a flat 30% plus 4% health and education cess, with no deductions except acquisition cost.
Is crypto-to-crypto trading taxable?
Yes, every transfer of a virtual digital asset, including crypto-to-crypto trades, is treated as a taxable event.
Can I set off crypto losses?
No, losses from virtual digital assets cannot be set off against any other income or carried forward.
Planning your finances is easier when you can see the numbers clearly. Use this calculator regularly to stay on top of your goals and make informed decisions.
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